DC Home Buying Program

D.C. First Time Homebuyer Programs

We can help you qualify for D.C. government housing purchase assistance.

There are several programs sponsored by local area government that are here to help you buy your first condominium or home in downtown Washington, D.C. or Maryland  We can help you qualify for these programs, many of which provide financial assistance, and sometimes even free money, for you to use in buying a home.

Here’s some basic introductory information on $0 Down programs in Washington, DC that can help put homeownership in reach with thousands or even tens of thousands of dollars for you to use  when purchasing.

  • The DC Bond Program, with fixed rate, 30 year mortgages at 4.5% as well as up to $10,000 in down payment or closing costs assistance (when available). This program has been discontinued and replaced with the DCHFA “DC Open Doors” Program as of 5/2013. 
  • The DCHFA “DC Open Doors” Program pays your Downpayment with an additional, forgivable 5 Year Down Payment loan. The loan DOES NOT have to be paid back. Your credit score must be Fair to Good and your household income must be lower than $125,580 per year to qualify for this program! We have assisted multiple home buyers with successfully using this great program in DC!
  • ‘DC Open Doors’ funds are not just restricted to first time home buyers. You can be a current homeowner and still use the DC Open Doors $0 Down program on your next home purchase. You must have sold & settled on your current home prior to settling on your $0 Down DC Open Doors home. You can start the search process and compete for homes in the market prior to selling.